AOK Bremen/Bremerhaven
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- Established application route: The application runs through our partner VGK24, who has been handling insurer switches for years
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Overview AOK Bremen/Bremerhaven
As a regional public health insurer (AOK), AOK Bremen/Bremerhaven is part of the statutory health insurance system. It is open exclusively to insured people in Bremen.
At 3,29 %, the supplementary contribution is 0,09 percentage points below the average of the 93 health insurers compared here (3,38 %) - rank 39 of 93. Together with the general contribution rate of 14,6 %, this adds up to a total contribution of 17,89 %.
At 4.000 € gross per month, roughly 790 € a year falls to the employee for the supplementary contribution - about 22 € less per year than with the average insurer. The employer contributes the same amount.
Special Features
- Type of insurer: regional public health insurer (AOK)
- Availability: Bremen only
- Supplementary contribution 2026: 3,29 % (rank 39 of 93, average 3,38 %)
- Total contribution: 17,89 % including the general rate of 14,6 %
- Development: raised from 2,49 % to 3,29 % (+0,80 percentage points) - an increase gives you a special right of termination
Supplementary Contribution 2026
The supplementary contribution of the AOK Bremen/Bremerhaven is determined individually by each health insurer and can change annually. It is charged in addition to the general contribution rate of 14,6% .
Contribution Calculation
- General Contribution Rate: 14,6 %
- Supplementary Contribution AOK Bremen/Bremerhaven: 3,29 %
- Total Contribution: 17,89 %
The contribution is charged up to the contribution assessment ceiling of 69.750 € (annually). For employees, employers and employees each pay half of the contribution.
The average supplementary contribution of all statutory health insurers is 2,9%. In case of an increase in the supplementary contribution, insured persons have a special right of termination.
Supplementary contribution compared
| Health insurer | Supplementary contribution 2026 | Classification |
|---|---|---|
| AOK Bremen/Bremerhaven | 3,29 % | rank 39 of 93 |
| Average of the insurers compared | 3,38 % | mean of the 93 insurers on this website |
| Cheapest insurer available here: BKK firmus | 2,18 % | lowest contribution among the insurers you can apply to here |
Example based on 4.000 € gross per month: a supplementary contribution of 3,29 % costs around 1.579 € a year, of which the employee pays about 790 €. Calculated up to the contribution assessment ceiling of 69.750 € per year.
Two averages that are easily confused: the average supplementary contribution of 2,9 % is an officially set reference value (§ 242a SGB V) used, among other things, for voluntarily insured members. The mean of the contributions actually charged is higher at 3,38 % - what matters for your own budget is always the rate of your own insurer.
Additional Benefits of the AOK Bremen/Bremerhaven
The AOK Bremen/Bremerhaven offers various statutory benefits in addition to the legally required benefits. Here you will find an overview of the most important additional benefits:
| Benefit Area | Reimbursement / Details |
|---|
Note: The statutory benefits may change. Current information can be found on the official website of the AOK Bremen/Bremerhaven.
Contact AOK Bremen/Bremerhaven
Online
Website: https://www.aok.de/bremen
Frequently Asked Questions about AOK Bremen/Bremerhaven
The supplementary contribution of the AOK Bremen/Bremerhaven is 2026 3,29%. Together with the general contribution rate of 14,6% the total contribution is 17,89%.
AOK Bremen/Bremerhaven is open to residents of Bremen.
Switching to the AOK Bremen/Bremerhaven is possible after a binding period of 12 months with your current health insurer. In case of an increase in the supplementary contribution, there is a special right of termination. With our service, the switch takes only 3 minutes - the new health insurer automatically handles the termination with your old health insurer.
The AOK Bremen/Bremerhaven offers all legally required mandatory benefits. In addition, there are various statutory benefits such as bonus programs, allowances for preventive care and alternative healing methods. You can find the details in the benefits overview on this page.
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