In Schleswig-Holstein, you can choose between all nationwide health insurers as well as regional providers. These include major substitute funds such as Techniker Krankenkasse, BARMER and DAK-Gesundheit as well as regional AOKs and company health insurance funds. In total, over 45 health insurers are available to you.
Health Insurance in Schleswig-Holstein
Find the most affordable health insurer in Schleswig-Holstein - as of {{GKV_JAHR}}
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Health Insurers Available
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Lowest Additional Contribution
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Average in Schleswig-Holstein
Statutory Health Insurers in Schleswig-Holstein
Schleswig-Holstein is one of Germany's economically strongest states. In addition to nationwide health insurers such as Techniker Krankenkasse and BARMER, you have access to AOK Schleswig-Holstein as well as numerous company health insurance funds from major companies such as Bosch, Mercedes-Benz and ZF.
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Additional Contribution Comparison Schleswig-Holstein {{GKV_JAHR}}
All health insurers sorted by additional contribution - from affordable to expensive:
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Health Insurance Switch in Schleswig-Holstein
Regional AOK in Schleswig-Holstein
AOK Schleswig-Holstein is the regional AOK for the state and one of Germany's largest health insurers. It offers comprehensive additional benefits and a dense network of local offices.
Savings Potential in Schleswig-Holstein
By switching to the most affordable health insurer in Schleswig-Holstein, you can save up to 600€ per year. The difference between the most expensive and cheapest insurer amounts to several percentage points.
How the Switch Works
Switching health insurers is simple: After 12 months of membership or in case of contribution increase, you can switch. The new insurer automatically cancels with the old one - you don't have to do anything.
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Frequently Asked Questions about Health Insurance in Schleswig-Holstein
The average additional contribution in Germany is {{ZUSATZBEITRAG_DURCHSCHNITT}}% (as of {{GKV_JAHR}}). In Schleswig-Holstein, additional contributions vary depending on the health insurer between 0.70% and 2.70%. Nationwide insurers often offer the most affordable contributions.
A regular switch is possible after 12 months of membership. In case of an increase in the additional contribution, you have a special right of termination and can switch immediately. The notice period is 2 months to the end of the month. The new health insurer will handle the cancellation for you.
About 95% of benefits are legally required and the same for all health insurers. Differences exist in statutory benefits: bonus programs, subsidies for preventive care, alternative healing methods, teeth cleaning and other extras. Compare not only the contribution but also the additional benefits.